Need an appraisal in Saint Charles or Saint Charles County?

Here are the top reasons MO homeowners need MVP Appraisal Group:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
To challenge a MO property tax assessment
Remove PMI to lower their monthly mortgage payment
To reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
If real estate needs to be divided because of a divorce
Determine the true market value of property in question to settle an estate in MO

Do you own a home in or near Saint Charles? Do you need help determining the value of your real estate?
Contact MVP Appraisal Group.

We at MVP Appraisal Group understand the unique needs of a homeowner looking for appraisal services. Our typical business clients are used to the appraisal process and the standard reporting formats. Being a person not in the real estate industry that most likely doesn't look at appraisals every day,we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at MVP Appraisal Group are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value judgement than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to cut costs for homeowners. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are veterans in helping people just like you remove unnecessary PMI insurance.

Challenging Saint Charles county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a local area that is going down. This only means you're paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from MVP Appraisal Group is your perfect weapon.

Recently got a freeze your HELOC?

Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow viewpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. MVP Appraisal Group can provide you with an expert appraisal to help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for verity, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? MVP Appraisal Group can We can assist you. While typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your property.